: Archive - June 2016

We provide specialist mortgage advice for landlords. Our teams of experts regularly write articles on buy-to-let, which you can find below.

Picture of Kate Faulkner

Kate Faulkner is one of the UK's leading property experts appearing on BBC, ITV, Radio 4 and 5Live and is often quoted in the national press. Kate has authored over 10 books including four for Which? and has property columns in various magazines and newspapers.

Picture of Brian Murphy

Brian Murphy has over 25 years of financial services experience and is the head of lending at Mortgage Advice Bureau, often appearing on national television, radio and in national press.


Councils warned not to wait for bailiffs before re-housing people

There has been much written recently suggesting private sector landlords of being the main reason for homelessness. The Crisis homelessness monitor for England (2016) states: “As a proportion of all statutory homelessness acceptances, loss of a private tenancy therefore increased from 11 per cent in 2009/10 to 29 per cent in 2014/15.”

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Mixed-use units can beat the 3% stamp duty

Now that the additional 3% stamp duty has come into force and the big ‘buy to let rush’ is out of the way, investors are looking at ways in which they can offset or even beat this extra cost. 

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Time to fix the roof if only the sun would shine!

Normally at this time of year I like to talk about how lovely and sunny it is and, during this time, explain why it’s a good idea to take stock of what is needed in terms of repairs and upgrades for your rental property.Although we’ve had a few hot and sunny days, mostly it seems to have been a miserable and rainy June so far, but that doesn’t mean you can’t still get on with your annual jobs.

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How are property prices performing against the forecasts

We now have data through for the first quarter of 2016, telling us what’s actually happened to property prices so far this year. This is a good time to look at how the market is performing and whether the forecasters are on track with their predictions to date.

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The latest on right to rent checks: potential difficulties landlords need to be aware of

Right to rent checks, introduced on 1st February this year following a pilot scheme in the West Midlands, have now been in force across England for several months. The legislation requires all landlords to make sure that prospective tenants are in the country legally before the commencement of a tenancy. If you use a self-regulated agent to let your property, they are likely to carry out this check on your behalf, but you should ask them to confirm it in writing. If you let and manage yourself, be aware that the rules apply to lodgers and sub-tenants as well – anyone living in the property, even if they’re not named on the tenancy agreement or the let does not have a written agreement.

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